Life Care Plan vs. Future Cost Projection

Reviewed by KWVRS Editorial Team · Last updated

Life Care Plan

Comprehensive itemized care plan following IALCP/IARP standards with frequencies, durations, and costs across the lifespan (International Academy of Life Care Planners, 2022).

Learn more about Life Care Plan

Future Medical Cost Projection

Simpler projection of future medical costs that does not follow full life care planning methodology.

Learn more about Future Medical Cost Projection
DimensionLife Care PlanFuture Medical Cost Projection
MethodologyIALCP/IARP standards, treating-team groundedVariable; often summary of treating-physician testimony
ScopeMedical + non-medical categories across lifespanTypically medical categories only
PreparerCLCPSometimes physician or economist
DefensibilityMethodology-driven; grounded in published life-care-planning standardsVariable, depends on author and method

When to use Life Care Plan

Prefer a full life care plan when damages include long-term care across multiple categories.

When to use Future Medical Cost Projection

A simpler projection may suffice when the scope is limited to a single medical category or short horizon.

Where they overlap

Both project future costs. The life care plan provides comprehensive, methodology-grounded coverage across the full scope of needs (Weed & Berens, 2018).

Frequently Asked Questions

Is a future cost projection admissible without a CLCP?

In some cases, where a physician can quantify projected care costs. Broader projections typically require a CLCP.

References

  • International Academy of Life Care Planners. (2022). Standards of practice for life care planners (4th ed.). International Association of Rehabilitation Professionals. member.aanlcp.orgOrganization
  • Weed, R. O., & Berens, D. E. (Eds.). (2018). Life care planning and case management handbook (4th ed.). Routledge. doi.orgPeer-Reviewed

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